SellerFeeHQ
Stripe

Stripe fee calculator

Stripe charges per transaction with no monthly fee: 2.9% + $0.30 for online card payments in the US, and 2.7% + $0.05 for in-person payments through Stripe Terminal. International cards add about 1.5%. There is no listing or final value fee — Stripe is the payment layer behind your own store. Enter an amount to see the processing fee, the net that reaches your bank account, and your profit.

Rates checked 25 July 2026

You keep

$57.96

Total fees
$2.04
Effective rate
3.4%
Profit
$39.96
Gross sale$60.00
Payment processing2.9% × $60.00 + $0.30−$2.04
Total fees−$2.04
Net payout$57.96
Less item cost & shipping ($18.00)$39.96

Profit margin 66.6% of item price

Unaffiliated with Stripe. Fee rates are published rates as of 25 July 2026 and may not reflect your account’s negotiated or promotional rates. Source: Stripe pricing page.

Worked example: a $60.00 Stripe sale

Suppose you sell an item for $60.00 with no shipping charge. The gross sale is $60.00. Here is how Stripe arrives at what you keep:

  • Payment processing (2.9% × $60.00 + $0.30)−$2.04

Total fees come to $2.04 (3.4% of the gross sale), leaving a net payout of $57.96. After your $18.00 item cost, the profit is $39.96 — a 66.6% margin on the item price.

How Stripe fees work

Stripe is a payment processor, not a marketplace, so it only charges for moving money. The standard US rate is 2.9% + $0.30 per successful online card charge, dropping to 2.7% + $0.05 for in-person payments. International cards add roughly 1.5%, and converting to a different currency adds a further 1%. Failed charges and refunds are free, and there is no monthly or setup fee on the standard plan. High-volume businesses can negotiate custom rates.

Frequently asked questions

What does Stripe charge per transaction?
Stripe's standard US rate is 2.9% + $0.30 for online card payments and 2.7% + $0.05 for in-person payments through Terminal. There is no monthly fee.
Does Stripe charge extra for international cards?
Yes. International cards add about 1.5% on top of the base rate, and converting the payment into a different currency adds a further 1%.
Does Stripe charge a monthly fee?
No. Standard Stripe pricing is purely pay-per-transaction with no monthly, setup, or minimum charge. Custom enterprise pricing is available for high volume.
What happens to fees on a refund?
When you issue a refund, Stripe returns the percentage portion of the fee but keeps the fixed per-transaction charge.

Other fee calculators

Selling on more than one? Compare what every marketplace takes on the same sale, or read how to price an item to cover its fees.